Working Capital

Working Capital and Inventory Financing
Transactions of $30,000 to $5,000,000

Working Capital to Grow Your Business

Terrace Finance has solutions for all aspects of your business. We have your equipment financing needs covered as working capital for everything else involved in operations. Our working capital and inventory financing programs are designed to help you grow your business through access to funds for inventory, expansion, and operations. Use the guide below to determine which features are most important to you, and we will work with you to match you with a lender and program or combination of programs that meet your needs.

Working capital chart

Variations of these programs may be available to suit your unique needs.
Speak with a team member for a personalized assessment.

SBA Working Capital/Inventory Program

Loans of $30,000-$350,000
Trusted low-cost capital for many operating costs associated with expansion including inventory and floorplan purchases

Term Loan Program

Loans from $30,000-$200,000
Quick turnaround funding for unexpected expenses or other capital needs including inventory purchases and expansion needs.

Floor Plan Financing Program

Short term line of credit or loan for merchants to stock inventory. The debt is repaid as the inventory is sold. This is useful to businesses that must pay their suppliers in a shorter period of time than it takes them to sell the inventory to customers.