One Application. Multiple Lenders.
Submit a single application and Terrace Finance will find you a payment solution according to your unique credit profile & needs.
How it Works
Apply on your phone, tablet, or laptop with our simple application. You can get personalized help from our customer care team at any time during the application.
We route your application through our lender network to find a payment solution for your unique credit profile.* For commercial or municipal applications, you will be contacted for more information and any additional documents needed. Once approved, you’ll know your purchasing power!
Satisfied with the program offer from your lender match? Make your product selection.
We’ll work with the merchant and the lender to finalize the transaction and start your contract so you can take home your new ride!
*Approval and approval amount are subject to credit eligibility and not guaranteed.
Consumer Payment Solutions
Transactions of $500-$50,000
For applications in your personal name:
Commercial Payment Solutions
Transactions of $500-$1M+
For applications in the name of a verified business:
Municipal Payment Solutions
Transactions of $15,000-$1M+
For applications on behalf of a government entity:
Who are we?
Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.
Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.
Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.
*Terrace Finance is not a lender. Approval and approval amounts are not guaranteed. You must be at least 18 years old to apply.