Apply. Shop. Pay Later.
How it Works
Apply
Click the APPLY link and complete the application. You will need a government-issued ID.
Terrace will work to match you with a payment solution provider to return a decision to you.
Shop
Choose a phone within your approval amount.
Finalize
Terrace & Qué tal will huddle with the payment solution provider to present you with the contract. Review it carefully before e-signing and making the initial payment.
Pay Over Time
Make scheduled payments to the payment solution provider until the lease is complete or pay off early to own your phone sooner.