COMMERCIAL PROGRAMS

Commercial Express Program

$500-$20,000

Lease equipment and accessories through a program that considers factors other than credit score. Instant decisions and same-day funding make this a convenient option for small businesses and start-ups who have yet to establish credit.

Instant Decisions
New Businesses Welcome
No Documents Required
Same Day Funding
Credit Scores of 500 & Up Considered
Lease Term Length Options
New and Used Equipment
Titled and Non-Titled

Monthly payments vary depending on multiple credit factors, other 3rd party information, and term length. Approval is not guaranteed.

Commercial Program

$5,000-$550,000

A versatile program covering a wide range of dollar amounts and credit profiles.

Same Day Decisions Available
Credit Scores of 625 and Up Considered
New Businesses Welcome
Same Day Funding Available
Terms of 10 Months to 10 Years
New and Used Equipment
Titled and Non-Titled
Deferred, Seasonal, & Step-Up Programs
Include Preventive Maintenance and Extended Warranties

Rate Factors*

		24 Months	36 Months	48 Months	60 Months	72 Months
“A” Credit 725+ CBR	Amounts up to $550,000	.03083	.03083	.02383	.01964	.01685
“B” Credit 675+ CBR	Amounts up to $75,000	.04724	.03262	.02556	.02134	.01855
“C” Credit 650+ CBR	Amounts up to $50,000	.04883	.03385	.02677	.02250	.01968
“D” Credit 625+ CBR	Amounts up to $35,000	.05136	.03627	.029303	.02474	n/a

Calculate the Monthly Payments

Total Amount Financed	Multiply by Rate Factor	Monthly Payment
$10,000 (Example)	.02556 (B Credit/48 Months)	$255.56

*Rate Factors shown are optimal. Rates vary depending on multiple credit factors and other 3rd party information. May require security deposit or additional collateral. Approval is not guaranteed.

Compact Tractor Program

$15,000-$550,000

Fleets, tractors, and other heavy equipment are eligible for this higher-dollar program which is available in several forms.

Same Day Decisions Available
Credit Scores of 675 and Up Considered
Lease Term Length Options
Seasonal Payments Available
FMV Leasing Available

Rate Factors*

	24 Months	36 Months	48 Months	60 Months
$1 Buy Out	.046124	.031845	.024721	.020467
10% FMV	.04213	.029297	.022288	.01906
9 Month/3 Month	.058615	.04033	.03243	.024607

Calculate the Monthly Payment

Total Amount Financed	Multiply by Rate Factor	Monthly Payment
$20,000 (Example)	.024721 (A Credit/48 Months)	$494.54

*Rates factors shown are optimal. Rates will vary depending on credit factors and other 3rd party information. May require security deposit or additional collateral. Approval is not guaranteed.