Furry Friend Financing

For Pet People and Purveyors of Pet Products and Services

We’ve got your furry friends covered!

Transactions of $200 to $15,000

Didn’t know you could finance a pet, pet supplies, or vet services? If you’d like to pay over time for your furry friend and the things they need, Terrace makes it possible. We work with breeders, pet supply stores, and veterinarians to offer their customers payment options for this very important purchase as well as all the things that go along with pet ownership. Apply through your breeder or choice.

Not sure if we finance what you need? Give us a call at 888-509-1370.

Our Breeder Network

Have a certain breed in mind? We manage a network of breeders who offer Terrace Finance as a payment option to their customers. We can match customers with a breeder who is already on the platform or work with the customer’s chosen breeder to do a one-time transaction. Just give us a call at 888-509-1370 to get the ball rolling.

Breeders who join our network can benefit from these referrals as well as having a convenient payment option with no merchant fees. Our lender portfolio covers pet sales in all 50 states as well as services such as concierge and veterinary services. Find out more about becoming a Terrace Finance merchant here.

Have a pet-related business?

Transactions of $500 and Up

We’ve got you covered too. We can provide payment solutions for your customers as well as your own business.

As part of our 360? solution, Terrace helps businesses secure fair financing for the things they need to grow. This includes equipment financing and working capital for everything involved in buying, starting, renovating, or expanding a business or franchise. Our basic programs are flexible enough to be adapted for the pet industry. Fill out the commercial or working capital application to get a call-back from a commercial team member who will further assess your needs. You may need a combination of products to accomplish your goals.


Call Robin Eitel at 888-509-1370
Or Email: robine@terracefinance.com