Your application will be automatically routed to the program and lender/lessor* that are the best match for your credit profile and needs.

Personal Equipment Loan

$1,500 – $75K

Better/Best Credit

  • Mowers, compact tractors, UTVs eligible
  • New & Used Equipment
  • No prepayment penalty
  • Terms available: 12, 24, 36, 48, 60 months

Low Payments Lease

$200- $15K

Average Credit

  • Just $1 due at signing
  • Term length structured to keep payments low
  • Skip-A-Payment option available
  • 30 Days Same as Cash option available
  • No prepayment penalty

No Credit Needed Funding

$200- $7,500

Challenged Credit

  • No credit needed
  • Instant decision
  • Day 1 ownership*
  • Early payoff option
  • Flexible term lengths

*Availability varies by state

Small Ticket Lease


Challenged Credit

  • $0 due at signing
  • No Credit Needed
  • Instant decision
  • 90 Dyas Same as Casgh option
  • Flexible spending limit

*Terrace Finance is not a lender. We route applications through our network of lenders/lessors.
Approval and approval amount are subject to credit eligibility and not guaranteed. Program lineup is subject to change at any time without notice.
Program vailability varies by state. Must be 18 or older to apply.