Your Winning Partner for Finance

Boost sales with our 1-stop payment solution

Join the Network

Unmatched
Range

No Sales Minimums

Easy to Implement

Competitive Programs

Live Customer Service

Built with Busy Merchants in Mind

Terrace Finance is proud to partner with GigaCloud to provide alternative payment solutions to the furniture market.

Join our merchant network to enjoy the benefits of offering a full-spectrum finance option to your customers without the hassle of assembling programs from multiple providers. Terrace Finance makes it easier to “save the sale” with a 1-stop solution with a range single-lender solutions can’t compete with. It’s a no-brainer with low to no cost and no risk!

10 Ways Terrace Can Help Your Business

Customer Range

  • Consumer
  • Commercial
  • Municipal
  • Non-Profit

Credit range

  • All Credits Considered
  • Consumer Down to No Credit
  • Commercial Down to 500 FICO
  • Start-Ups Welcome

Dollar Range

  • Consumer: $50 to $15K
  • Commercial: $500 to $1MM+
  • Municipal: $1500 to $1MM+

Program Range

  • Leases
  • Installment Finance
  • Loans
  • Credit Lines

Product Range

  • Most Durable Goods
  • New & Used
  • Any Brand
  • Repairs/Installation

Easy to implement and use

Through a single application portal, any customer — regardless of credit situation, size of transaction, product category, commercial or consumer, new or used — has access to the Terrace Finance network of payment solution providers. Merchants can relax while the user-friendly process, self-served by the customer, works to match the customer with a program that meets their needs.

  • Set-up help and training
  • Brick-and-mortar & ecommerce integration
  • Unique application link locks customers to your store
  • Mobile-first paperless application
  • Merchant portal for tracking customer applications

Best-in-class customer service

When you or your customers need help we answer the phone within 10 seconds. Here is why the Terrace Finance platform has earned a 4.6 star rating on Google and an A+/4.9-star rating on BBB:

  • Live customer service based in US
  • Open when you are, 7 days a week
  • Dedicated account managers assigned to you
  • 1:1 consultative attention available for you and your customers
Terrace Finance 360 logo

Commercial Solutions for Merchants

We bring financing full circle to cover the finance needs of your business. Our commercial team will work with you 1:1 to customize a solution to meet your business goals. With 50+ lenders, we can offer merchant-specific solutions for:

  • Inventory Financing
  • Equipment Finance
  • Working Capital
  • Acquisition (real estate, franchise, business)
  • Floorplan Financing
Terrace Finance logo

Join our Merchant Network

How it Works

number one

Complete the Sign Up

Upon submission, look for an email from onboarding@terracefinance.com within 12-24 hours to schedule a discovery call. Be sure to check your spam folder to ensure delivery. Call us a 888-509-1370 if you have any questions.

number two

Gather Required Documents

Head’s up: the following documents will be required to complete the registration. Gather now for a swift processs:

  • Valid Business License
  • Valid Government-Issued Photo ID
  • Voided Business Check* for ACH Payment
    *NOTE: We do not accept counter checks. If you do not have a check, we can accept a bank letter as an alternative.
  • Photos of the Retail Store Location — Store Front and Interior
number three

Complete the Merchant Agreement and Submit Docs

After the discovery call, if the partnership is a good fit, you will be sent a merchant agreement to review, sign, and submit.
Upload your required documents through this Dropbox link:
https://cutt.ly/Terrace-Finance-Onboarding-Docs

Sign Up Form

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