Full-Spectrum Financing

To Serve All of Your Customers

Join Our Merchant Network!

The Terrace Finance platform was created with the business growth of merchants in mind. Watch our video introduction to see 10 ways joining the platform can help your business.. Want to see more? Schedule a demo!

Why Offer Terrace Finance?

You can’t beat our range.

The Terrace network of lending partners enables us to offer a full range of financing solutions to a wide range of customers for many kinds of merchandise.Financing for amounts from $50 to $1,000,000+

  • No credit and low credit score financing available
  • Variety of financing plans including loans, leases, and lines of credit
  • Expertise to serve consumer, commercial, and municipal customers
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Our process is user-friendly.

Terrace Finance is dedicated to making the process of securing fair financing user-friendly for both the customer and the merchant.

  • Simple, secure online application
  • Access to multiple lenders
  • No action necessary when applications waterfall to additional lenders
  • Portal to monitor status of applications

We support you.

The Terrace team is here to help you get more customers to “yes” so you can grow your business.

  • No dealer fees for most programs
  • Option to opt out of any program
  • No application fees
  • No-cost set-up, support, and integration
  • Live customer service
  • Free customer referrals generated by our own marketing
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Products We Finance

Don’t see the product you sell? We may still finance it. Give us a call to find out!

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360° Solution for Merchants

We bring financing full circle with programs you can offer your customers and use for your own business financing needs. Grow your business by empowering your customers to buy MORE with hassle-free access to a wide range of programs.

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Your Business

Spend MORE time focused on running your business while we find the programs you need to manage and grow your business.

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Consumer Customers

Build customer loyalty with our consumer payment solution designed to approve MORE customers with less hassle.

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Commercial Customers

Widen your audience and sell MORE volume by leveraging our expertise to facilitate your B-to-B transactions.


We’re here to answer your merchant onboarding and other questions.
Robin Eitel at 888-509-1370 robine@terracefinance.com
or Terri Hayes at 888-464-6256 terrih@terracefinance.com