One-Stop Financing

To Serve All of Your Customers

A Simple Solution

As a merchant, are you frustrated with the number of financing companies that want you to offer their lending products? Most of these platforms are owned by single lenders and don?t offer the breadth of solutions you need for all of your customers. The Terrace platform was designed to offer a full range of financing options through its curated network of lenders who work together to cover all of your bases.

Why Terrace Finance?

You can’t beat our range.

The Terrace network of lending partners enables us to offer a full range of financing options to a wide range of customers for all kinds of merchandise.

  • Financing for amounts from $200 to $1,000,000+
  • No credit and low credit score financing available
  • Variety of financing plans including loans, leases, and lines of credit
  • Expertise to serve consumer, commercial, and municipal customers
  • Programs available for your own business financing needs such as floorplanning, working capital, and funding inventory or inbound shipping costs.
laptop with application

Our process is user-friendly.

Terrace Finance is dedicated to making the process of securing fair financing user-friendly for both the customer and the merchant (and the lender too).

  • Simple, secure online application gains access to multiple lenders and payment solutions
  • Intelligent decision engine accurately pinpoints consumer needs and routes them to a compatible lender
  • Instant pre-approvals up to $5000
  • Application automatically waterfalls to the next best lender match if initial match is unable to fund
  • Portal for customer, merchant, and lender to monitor progress and effectively communicate
  • Customer service team available to assist as needed

We support you.

The Terrace team is here to help you get more customers to “yes” so you can grow your business.

  • No dealer fees
  • No application fees for customers
  • Set up support included
  • Expert customer service team available to support you and your customers
  • Free customer referrals generated by our own marketing of the platform
  • Marketing support
marketing team


We?re here to answer your merchant onboarding and other questions.
Terri Hayes at 888-464-6256 x304
or Robin Eitel at 702-816-0959