Merchant Programs
Working Capital and Inventory Financing
Transactions of $5000 to $5,000,000
Programs for Merchants
Terrace Finance has solutions for all aspects of your business. We have your front-end covered with financing solutions for your customers. Our working capital and inventory financing programs designed to help you optimize the back end of your business through access to funds for inventory, expansion, and operations. Use the guide below to determine which features are most important to you, and we will work with you to match you with a lender and program or combination of programs that meet your needs.
Variations of these programs may be available to suit your unique needs.
Speak with a team member for a personalized assessment.
SBA Disaster Loans (EIDL & PPP)
Terrace Finance is currently suspending processing new applications for SBA EIDL and PPP because the US Government programs are not accepting additional applications. We will resume processing applications if additional funding is approved by Congress.
We are still taking applications and will put them in a queue for when we can resume processing. In the meantime, we might be able to help with your financing needs through other programs. Please call us to discuss your situation.
Supply Chain Funding Program
Credit lines from $100,000-$5,000,000
Flexible, easy to access funds to pay both overseas and domestic vendors in the right currency with less hassle.
SBA Working Capital/Inventory Program
Loans of $30,000-$350,000
Trusted low-cost capital for many operating costs associated with expansion including inventory and floorplan purchases.
Term Loan Program
Loans from $30,000-$200,000
Quick turnaround funding for unexpected expenses or other capital needs including inventory purchases and expansion needs.
Floor Plan Financing Program
Short term line of credit or loan for merchants to stock inventory. The debt is repaid as the inventory is sold. This is useful to businesses that must pay their suppliers in a shorter period of time than it takes them to sell the inventory to customers.
