This application gives you access to multiple equipment financing programs designed for city, county, state, and federal customers.
Low Cost Fixed Rate Financing
No Hidden Fees or Costs
You Control Your Bid Process
Flexible Loan or Lease Payments
No Prepayment Penalty
How it Works
By filling out the application, you are creating an account with Terrace Finance for your government entity. The questions you will be asked are designed to get the ball rolling on pinpointing the unique needs of your government entity.
Tell Us Your Story
There are many variables in commercial/ municipal financing. A team member will contact you to make sure we are taking any special needs into account and have all the documentation necessary for a complete submission.
With all the documentation complete, we submit your application to a lender likely to approve the deal. We can also match you with a dealer carrying your desired equipment if you haven’t selected one already.
Upon the approval of the final amount by the lender, eDocs will be presented to you for your electronic signature. Review, sign, and make any required first payments, or think about it a bit. Once signed, the lender will fund the deal and you’re good to go.