Government Applications

This application gives you access to multiple equipment financing programs designed for city, county, state, and federal customers.

Low Cost Fixed Rate Financing

Non-Appropriation Clause

No Hidden Fees or Costs

You Control Your Bid Process

Flexible Loan or Lease Payments

No Prepayment Penalty

How it Works

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By filling out the application, you are creating an account with Terrace Finance for your government entity. The questions you will be asked are designed to get the ball rolling on pinpointing the unique needs of your government entity.

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Tell Us Your Story

There are many variables in commercial/ municipal financing. A team member will contact you to make sure we are taking any special needs into account and have all the documentation necessary for a complete submission.

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Get Matched

With all the documentation complete, we submit your application to a lender likely to approve the deal. We can also match you with a dealer carrying your desired equipment if you haven’t selected one already.

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Get Funded

Upon the approval of the final amount by the lender, eDocs will be presented to you for your electronic signature. Review, sign, and make any required first payments, or think about it a bit. Once signed, the lender will fund the deal and you’re good to go.

Not quite ready to apply?

Are you wondering…

  • Does my organization qualify for municipal programs?
  • Can we definitely finance the items we want?
  • What kind of program/payments can we expect?
  • Can someone just walk us through?

Call Us
John Papadopoulos: 954-636-8571
Francine Reading: 502-413-5444


9am-5pm EST Mon-Fri
9am-12pm EST Saturday
Closed Sunday