This application gives you access to many commercial financing solutions including equipment, inventory, franchise, working capital, and more!
How it Works
By filling out the application, you are creating an account with Terrace Finance. The questions you will be asked are designed to get the ball rolling on pinpointing your unique needs.
Tell Us Your Story
There are a lot of variables in commercial financing. A team member will contact you to make sure we are taking any special needs into account and have all the documentation necessary to be eligible for the right program. Certain programs require more documentation than others.
With all the information complete, we submit your application to a lender likely to approve the deal. We can also match you with a product and dealer or provider if you haven’t selected this already.
Upon your approval by the lender, eDocs will be presented to you for your electronic signature. Review, sign, make any first payments or think about it a bit. Once signed, the lender will fund the deal and you’re good to go.
Not quite ready to apply?
Are you wondering…
John Papadopoulos: 954-636-8571
Francine Reading: 502-413-5444
9am-5pm EST Mon-Fri
9am-12pm EST Saturday
*Been turned down by another lender?
We specialize in 2nd Chance Financing!
Here are just 2 of our most popular programs:
Commercial Express Program
Transactions of $500-$15,000
- Super fast approvals
- No credit needed
- Wide credit range
$1 Buy-Out Program
Transactions of $5000-$250,000
- Wide range of credit considered
- Can be structured as a lease or finance agreement