All your Favorite Stores!
Fulfillment is through our relationships with these online retailers as well as our network of 2500+ local merchants. Unsure if we can find the item you’re interested in?
Give our team a call at 888-509-1370.
Make that special piece yours with affordable payments that fit your weekly, bi-weekly, or monthly pay periods.
FURNITURE & MATTRESSES
Spending more time at home can add wear and tear to everyday items. Upgrade them with payments that won’t break the bank.
APPLIANCES & HOME IMPROVEMENT
Need help getting what you need to keep your home running smoothly? Terrace Finance has got you covered! We can help you find a payment plan that includes installation for all of your appliance and mechanical units.
ELECTRONICS & TECH
Got your eye on a home theater set up with all the bells and whistles? Need to upgrade your laptop or mobile phone? Terrace Finance is here to help you find a payment solution.
Turn your yard into the outdoor oasis you’ve been dreaming of with affordable payment solutions that fit your unique credit profile.
Terrace Finance can help you get equipped and ready to tackle all of your outdoor projects. One simple application provides access to multiple lenders with a variety of payment solution programs to fit your unique needs and credit profile.
FITNESS & SPORTING EQUIPMENT
Upgrade your fitness equipment or start a new outdoor hobby! A single application provides access to multiple lenders.
TIRE & AUTOMOTIVE
Tires, rims, and other aftermarket upgrades are eligible for traditional and alternative financing.
How it Works
Apply online. Your application will be routed through the Terrace Finance* network. Once approved, you’ll receive your approval amount*
Gather and submit the product links from your favorite retailers. Our Customer Care specialists will work directly with the retailers on your behalf to fulfill your order.
Review & e-sign the terms of your lender agreement.
Get your items delivered or arrange for in-store pickup (where available).
*Terrace Finance is not a lender. We route your application through our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and are not guaranteed. Must be 18 or older to apply.
One Application. Multiple lenders!
Our process is simple. One application provides access to multiple lenders and payment solution programs designed to meet your unique credit profile needs.
Talk to a Customer Care Specialist
Mon-Sat 9AM-11PM (EST)
Sunday 10 AM-8PM (EST)
consumer payment solutions
Transactions of $200 to $15,000
*Approval and approval amount are subject to credit eligibility and not guaranteed.
CUSTOMERS ARE TALKING
who are we?
Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.
Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.
Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.
*Terrace Finance is not a lender. Approval is not guaranteed and is subject to credit approval. You must be at least 18 years old to apply.