Get started today for $1

Apply now.
Get Pre-approved.
Shop with confidence.


Terrace Finance helps customers just like you get hassle-free access to payment solutions for the things they need.

  • Less than perfect credit OK
  • No application fee
  • One application, multiple lenders
  • Early payoff discounts
  • Affordable payments

*Approval and approval amount are subject to credit eligibility and not guaranteed.

Shop EGO and more at Lowes!

The EGO advanced battery technology delivers or exceeds the power of gas—without the noise, fuss, and fumes.
Universal battery compatibility gives you the convenience of using any size battery for any tool.
Experience industry-leading recharging speed and battery life!

Don’t see the exact item you’re interested in? Terrace Finance can arrange a payment plan for any brand or model!

EGO 145 MPH Backpack Leafblower

Fulfilled through our partnership with Lowes.

EGO Handhelds Bundle

EGO Handheld Yard Maintenance Combo Kit

Fulfilled through our partnership with Lowes.

EGO Power Station

EGO Nexxus Power Station Kit

Fulfilled through our partnership with Lowes.

EGO Mower

EGO Power+ 21-in Cordless Electric Mower

Fulfilled through our partnership with Lowes.

EGO ultimate bundle

EGO Complete Yard Care Combo Kit

Fulfilled through our partnership with Lowes.

EGO Chainsaw

EGO Power+ 18-in Cordless Electric Chainsaw

Fulfilled through our partnership with Lowes.

Get Pre-approved. Shop with confidence.

HOW IT WORKS

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APPLY

Apply on your phone, tablet, or laptop with one simple application.

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GET MATCHED

Terrace Finance routes your application through its lender network to help find a payment solution for your unique credit profile.* Once approved, you’ll know your purchasing power!

*Approval and approval amount amount are subject to credit eligibility and not guaranteed.

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SHOP

Know what you want, but need help finding a retailer?
Terrace Finance has a large network of retail partners carrying many brands for you to choose from.

Already have an item picked out?
No problem. We can work with most retailers even if they are out of our network.

FINALIZE

We’ll assist with the remainder of the transaction so you can start enjoying your items!

WHAT YOU NEED* …

  • Credit score of 550 or higher
  • Mostly on-time payment history (a few dings are OK!)
  • On the job for 6 months or more
  • No bankruptcies in the last 6 months
  • Net income of $1300 or more per month
    (Net= after taxes and deductions or what you “take home”)
  • Must be 18 years or older
  • Got those covered?

Grab these and lets get started:

  • Valid photo ID
  • Recent pay stub
  • Bank routing and checking or savings account number
  • Valid email address and phone number
  • Valid Social Security number (SSN) or Taxpayer ID number (ITIN)

*Approval and approval amount are subject to credit eligibility and not guaranteed.

BENEFITS

  • One easy application
  • Multiple lenders
  • No application fees
  • Approval amounts of $200- $15,000*
  • Affordable payments
  • Get started today for $1

*Approval and approval amount are subject to credit eligibility and not guaranteed.

ESTIMATE YOUR PAYMENTS

Use this handy calculator to estimate your payments.*

*The information provided by Terrace Finance calculators is for illustrative purposes only and accuracy is not guaranteed.  The values and figures shown are hypothetical and may not be applicable to your individual situation. This calculator does not have the ability to pre-qualify you for any lease or loan product.  Qualification may require additional information such as credit scores and existing debts which is not gathered in this calculator.  Information such as interest rates and pricing are subject to change at any time without notice.  All information such as interest rates, taxes, add-on services, monthly payments, etc. are estimates and should be used for comparison only.  Terrace Finance does not guarantee any of the information obtained by any calculator.

WHO ARE WE?

Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.

Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.

Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.

*Terrace Finance is not a lender. Approval is not guaranteed and is subject to credit approval. You must be at least 18 years old to apply.

CONTACT US

888-509-1370

info@terracefinance.com

Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10 AM-8PM (EST)