Apply now.
Get Pre-approved.
Shop with confidence.
Terrace Finance gives you hassle-free access to payment solutions for the things you need.
Shop now. Pay over time!
Applications in your personal name.
Applications in the name of a business.
*Approval and approval amount are subject to credit eligibility and not guaranteed.

Shop your favorite mower brands at Home Depot!
It’s still mowing season with inventory still available from brands like Cub Cadet, Toro, Ryobi and more! All brands are eligible for financing through the Terrace Finance lending platform.
Don’t see the exact item you are looking for? Terrace Finance can arrange a payment plan for any brand or model and help you track down hard-to-find inventory.
Applications in your personal name.
Applications in the name of a business.
Fulfilled through our partnerships with local dealers and national chains.
Our sales team can work with your preferred dealer or match you with a dealer from the Mower Finance Dealer Network of 2000+ dealers.
Applications in your personal name.
Applications in the name of a business.
Applications in your personal name.
Applications in the name of a business.
HOW IT WORKS

APPLY
Apply on your phone, tablet, or laptop with one simple application.

GET MATCHED
Terrace Finance routes your application through its lender network to help find a payment solution for your unique credit profile.* Once approved, you’ll know your purchasing power!
*Approval and approval amount amount are subject to credit eligibility and not guaranteed.

SHOP
Know what you want, but need help finding a retailer?
Terrace Finance has a large network of retail partners carrying many brands for you to choose from.
Already have an item picked out?
No problem. We can work with most retailers even if they are out of our network.

FINALIZE
We’ll assist with the remainder of the transaction so you can start enjoying your items!
Customers are Talking
Applications in your personal name.
Applications in the name of a business.
BENEFITS
Business customer? Apply here.
*Approval and approval amount are subject to credit eligibility and not guaranteed.
ESTIMATE YOUR PAYMENTS
Use this handy calculator to estimate your payments.*
*The information provided by Terrace Finance calculators is for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. This calculator does not have the ability to pre-qualify you for any lease or loan product. Qualification may require additional information such as credit scores and existing debts which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time without notice. All information such as interest rates, taxes, add-on services, monthly payments, etc. are estimates and should be used for comparison only. Terrace Finance does not guarantee any of the information obtained by any calculator.
For Our Business Customers
Programs available for $500-$1M+
Do you own a landscaping snow removal business?
If you are shopping for multiple units and bigger ticket items in your business name, we have programs for you.
WHO ARE WE?
Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.
Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.
Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.
Business customer? Apply here.
*Terrace Finance is not a lender. Approval is not guaranteed and is subject to credit approval. You must be at least 18 years old to apply.