water heater- with text

Terrace Finance is proud to partner with Home Depot to provide payment solutions for you!

Easy application

No application fees

Amounts of $200-$15,000*

Affordable Weekly, BiWeekly or Monthly Payments**

*Approval amount varies and is subject to credit approval.

**Weekly, Biweekly, and monthly payments are based on your pay cycles.

How it Works


Get pre-approved and shop with confidence.

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Pick out your items in-store or online.

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Make your first payment and take it home, or have it delivered and installed.

All you need to get started is:

Photo ID showing you are at least 18 years old

Valid Social Security number (SSN) or Tax ID number (ITIN)

Valid email address and phone number

Electronic payment method

Need Help?

Contact Terrace Finance


Mon-Sat 9AM-11PM (EST)
Sunday 10AM-8PM (EST

Terrace Finance Corp is not a lender. Our mission is to help merchants and their customers find the payment solutions they need through access to a multi-lender network.