Is less-than-perfect credit keeping you from traditional financing and loan options?

Easy application

No application fee

Amounts of $200-$15,000*

Convenient payments based on your pay frequency

Affordable payments

Calculate your payment!

Input total product amount including accessories, tax, shipping, and installation.

*Approval amount subject to credit eligibility

Requirements

ELIGIBILITY
  • Credit score of 550 or higher
  • Mostly on-time payment history
  • No bankruptcies in the last 6 months
  • Net income of $1300 or more per month
  • On the job for 6 months or more
DOCUMENTATION
  • Valid drivers license or state-issued ID showing you are 18 or older
  • Paystub
  • Bank Routing and Checking or Savings Account
  • Valid Email Address & Phone Number

How it Works

APPLY

Know what you want and the approximate cost? Apply to know your purchasing power.

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GET MATCHED

Terrace Finance will work to match you with a compatible lender from our network.

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WRAP IT UP

We’ll help finalize the transaction with Home Depot.

Need Help?

Contact Terrace Finance

888-509-1370

Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10AM-8PM (EST

Terrace Finance Corp is not a lender. Our mission is to help merchants and their customers find the payment solutions they need through access to a multi-lender network.