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Payment solutions for the things you need!

Amounts of $200 to $15,000

All your Favorite Stores!

Fulfillment is through our relationships with these online retailers as well as our network of 2500+ local merchants. Unsure if we can find the item you’re interested in?
Give our team a call at 888-509-1370.

Bundle it!

Create the kind of space YOU want to come home to for the holidays! Shop now for the best selection of furniture, electronics, appliances, and more from your favorite retailers. We’ll help you find a payment plan for it all. Apply now, get approved, and start creating your holiday home bundle today!

How it Works

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APPLY

Apply online through the apply button. Terrace finance* will look for a payment solution for you. Once approved, you’ll be presented with your approval amount and lender/lessor match.

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GO SHOPPING

Gather and submit the product links from your favorite retailers’ sites.

Our Customer Care specialists will work directly with the retailers on your behalf to fulfill your order.

CART

FINALIZE

Review and e-sign the terms of your lender agreement.

Get your items delivered or arrange for in-store pickup (where available).

*Terrace Finance is not a lender. We route your application to our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 years or older to apply.

All the Things!

APPLIANCES & HOME IMPROVEMENT


Need help getting what you need to keep your home running smoothly? Terrace Finance has got you covered! We can help you find a payment plan that includes installation for all of your appliance and mechanical units.

ELECTRONICS & TECH


Got your eye on a home theater set up with all the bells and whistles? Need to upgrade your laptop or mobile phone? Terrace Finance is here to help you find a payment solution.

JEWELRY


Make that special piece yours with affordable payments that fit your weekly, bi-weekly, or monthly pay periods.

FURNITURE & MATTRESSES


Spending more time at home can add wear and tear to everyday items. Upgrade them with payments that won’t break the bank.

OUTDOOR SPACES


Turn your yard into the outdoor oasis you’ve been dreaming of with affordable payment solutions that fit your unique credit profile.

OUTDOOR POWER


Terrace Finance can help you get equipped and ready to tackle all of your outdoor projects. One simple application provides access to multiple lenders with a variety of payment solution programs to fit your unique needs and credit profile.

FITNESS & SPORTING EQUIPMENT


Upgrade your fitness equipment or start a new outdoor hobby! A single application provides access to multiple lenders.

TIRE & AUTOMOTIVE


Tires, rims, and other aftermarket upgrades are eligible for traditional and alternative financing.

One Application. Multiple lenders!

Our process is simple. One application provides access to multiple lenders and payment solution programs designed to meet your unique credit profile needs.

Talk to a Customer Care Specialist

888-509-1370

Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10 AM-8PM (EST)

Consumer Payment Solutions

Transactions of $200 to $15,000*

  • All Credit Profiles Considered
  • No Credit Needed Options
  • Early Payoff Options Available
  • Include Multiple Items or Accessories
  • Term Length Options

*Terrace Finance is not a lender. We route your application to our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 years or older to apply.*Approval and approval amount are subject to credit eligibility and not guaranteed.

Customers are Talking

Who are We?

Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.

Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.

Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.

*Terrace Finance is not a lender. We route your application to our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 years or older to apply.

Contact Us

888-509-1370

info@terracefinance.com

Customer Care Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10 AM-8PM (EST)