Shop the things you need and want TODAY


Get matched with a payment solution that fits your credit profile

All with one simple application


Shop any brand at your favorite retailer including these:

*Approval and approval amount are subject to credit eligibility and not guaranteed.

BENEFITS

  • One easy application
  • Multiple lenders
  • No application fees
  • Approval amounts of $200- $15,000*
  • Affordable payments

*Approval and approval amount are subject to credit eligibility and not guaranteed.

ESTIMATE YOUR PAYMENTS

Use this handy calculator to estimate your payments.*

*The information provided by Terrace Finance calculators is for illustrative purposes only and accuracy is not guaranteed.  The values and figures shown are hypothetical and may not be applicable to your individual situation. This calculator does not have the ability to pre-qualify you for any lease or loan product.  Qualification may require additional information such as credit scores and existing debts which is not gathered in this calculator.  Information such as interest rates and pricing are subject to change at any time without notice.  All information such as interest rates, taxes, add-on services, monthly payments, etc. are estimates and should be used for comparison only.  Terrace Finance does not guarantee any of the information obtained by any calculator.

HOW IT WORKS

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APPLY

Apply on your phone, tablet, or laptop with one simple application.

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GET MATCHED

Terrace Finance routes your application through its lender network to help find a payment solution for your unique credit profile.*

*Approvals are not guaranteed

SHOP

Choose the brands you love from retailers you know and trust.

WHAT YOU NEED TO QUALIFY*

  • Credit score of 550 or higher
  • Mostly on-time payment history
  • On the job for 6 months or more
  • No bankruptcies in the last 6 months
  • Net income of $1300 or more per month
  • Valid photo ID showing you are 18 years or older
  • Recent pay stub
  • Bank routing and checking or savings account number
  • Valid email address and phone number
  • Valid Social Security number (SSN) or Taxpayer ID number (ITIN)

*Approval and approval amount amount are subject to credit eligibility and not guaranteed.

CONTACT US

888-509-1370

info@terracefinance.com

Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10AM-8PM (EST)

Terrace Finance Corp is not a lender. Our mission is to help merchants and their customers find the payment solutions they need through access to a multi-lender network.