Apply now.
Get Pre-approved.
Shop with confidence.


Terrace Finance provides hassle-free access to payment solutions for the things you need.

  • Less than perfect credit OK
  • Single application, multiple lenders
  • No application fee
  • Early payoff options
  • Bundle multiple items from more than one store into one agreement
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*Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 or older to apply.

Shop SamsungĀ® now and pay over time!

Terrace Finance provides access to payment solutions for the things you want! Get the quality appliances you need to upgrade your kitchen. Apply now and get preapproved for up to $15K.

Shop for a single item or the whole suite of SamsungĀ® appliances and pay over time.

HOW IT WORKS

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APPLY

Apply online. Once approved, you’ll receive your approval amount.

*Must be 18 or older to apply. Approval and approval amount are subject to credit eligibility and not guaranteed.

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GO SHOPPING

Gather and submit the product links from your favorite retailers’ sites.

Our Customer Care specialists will work directly with the retailers on your behalf to fulfill your order.

REVIEW AND SIGN

Review and e-sign the terms of your lender agreement.

Get your items delivered or arrange for in-store pickup (where available).

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WHAT YOU NEED* …

  • Credit score of 550 or higher
  • Mostly on-time payment history (a few dings are OK!)
  • On the job for 6 months or more
  • No bankruptcies in the last 6 months
  • Must be 18 or older
  • Got those covered?

Grab these and lets get started:

  • Valid photo ID
  • Recent pay stub
  • Bank routing and checking or savings account number
  • Valid email address and phone number
  • Valid Social Security number (SSN) or Taxpayer ID number (ITIN)
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*Approval and approval amount are subject to credit eligibility and not guaranteed.

Customers are Talking

WHY CUSTOMERS LOVE US

  • One easy application
  • Multiple lenders
  • No application fees
  • Approval amounts of $200- $15,000*
  • Affordable payments
  • Early payoff discounts

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*Approval and approval amount are subject to credit eligibility and not guaranteed.

ESTIMATE YOUR PAYMENTS

Use this handy calculator to estimate your payments.*

*The information provided by Terrace Finance calculators is for illustrative purposes only and accuracy is not guaranteed.  The values and figures shown are hypothetical and may not be applicable to your individual situation. This calculator does not have the ability to pre-qualify you for any lease or loan product.  Qualification may require additional information such as credit scores and existing debts which is not gathered in this calculator.  Information such as interest rates and pricing are subject to change at any time without notice.  All information such as interest rates, taxes, add-on services, monthly payments, etc. are estimates and should be used for comparison only.  Terrace Finance does not guarantee any of the information obtained by any calculator.

WHO ARE WE?

Terrace Finance* is here to assist in finding the right payment solutions for real people through one simple application.

Our platform of lenders offers a wide variety of payment solution programs that provide the right fit based on your unique credit profile.

Start your application today and let us help you take home what you need with easy, affordable payments that won’t break the bank.

*Terrace Finance is not a lender. Approval is not guaranteed and is subject to credit approval. You must be at least 18 years old to apply.

CONTACT US

888-509-1370

info@terracefinance.com

Hours:
Mon-Sat 9AM-11PM (EST)
Sunday 10 AM-8PM (EST)