Why Financing Helps

State and local governments face unprecedented demands for equipment at a time when revenue shortfalls and budget cuts are the norm. Using your financial resources wisely can make all the difference in having a successful operation. Securing critical equipment and supplies now and paying over time ensures equipment is accessible when it’s needed. Spreading the cost over the useful life of the asset makes buying now practical. 

How it Works


Easy Apply 

 Just fill out one application. Your application gets routed to the lender that best matches your financial profile. Our team will let you know if we need any additional information. If they are unable to finance you, no need to worry! We will automatically route your application to the 2nd best lender match. 


Understand Your Offer 

 Our goal is to make sure you understand your financing options. We do not want you to have any regrets or unpleasant surprises. As members of Terrace, our lending partners have agreed to be open and honest about their terms and conditions so you can understand the offer before you commit.


Complete the FInancing


 Whether you are taking home a purchase or financing a needed product, our process will automatically notify the merchants of your approval. Our goal is to get you what you want without the hassles of having to deal with multiple lenders and several applications.

We Serve a Merchant Network Specializing in the Equipment Municipalities Need



Power Equipment


Cleaning Equipment




Turf Equipment


Office Furniture


Find Participating Retailers Near You


 Click on the map to see a list of participating retailers .

Our team is here to answer your questions.

Financial Tips & Advice From our Team


Why FInancing Big Purchases Makes Sense.


 When Does it Make Sense to Finance For Your Business? 


Distinguishing Capital Projects from Maintenance Needs