Full-Spectrum Fitness Financing

Personal | Commercial | Municipal

Equipment and More!

Whether you’re outfitting a home gym or a public one, Terrace Finance makes it possible to get the sporting goods and fitness equipment you need now with multiple payment solutions under one roof.

Home

Transactions of $200 to $15,000

We work with fitness equipment suppliers to offer their customers payment options. We can match customers with a merchant who is already on the platform or work with the customer’s chosen merchant to do a one-time transaction.

Business

Transactions of $500 and Up

As part of our 360? solution, Terrace not only provides a payment solution for customers, but helps businesses secure fair financing for the things they need to grow. This includes equipment financing, working capital and inventory financing for everything involved in buying, starting, renovating, or expanding a fitness business.Our network of lenders covers many business needs besides just equipment. A team member can assess your needs to make sure you are matched with the right program or combination of programs to achieve your goals.

Institution

Transactions of $10,000 and Up

Our broad assortment of lenders makes it possible for us to facilitate municipal deals. Many of our commercial programs can be adapted for municipalities. Our experienced team understands the extra documentation required for tax-exempt enterprises and can guide your institution to the right program. Public education, state and local public facilities all qualify.

What do we Finance?

A lot of stuff! Not sure if we finance what you need? Give us a call at 888-509-1370.

Our Merchant Network

Have a certain brand or item in mind? We manage a network of merchants and dealers who offer Terrace Finance as a payment option to their customers. We can match customers with a merchant who is already on the platform or work with the customer’s chosen merchant to do a one-time transaction.

Merchants and dealers who join our network can benefit from these referrals as well as having a convenient payment option with no merchant fees. Our lender portfolio covers the full spectrum of customer credit so you don’t need to offer multiple platforms if you don’t want to. Customers fill out a single application for access to multiple lenders. Find out more about becoming a Terrace Finance merchant here.