Find a Pay Over Time plan
through Terrace Finance
The Terrace Finance way to pay offers an alternative to traditional credit or cash through its network of payment solution providers serving all credit profiles.
Spread Payments Over Time
Grab your ID and banking info to complete Terrace’s quick application.
2 Ways to Apply
Apply first to shop with confidence
- Complete the application to be matched with a provider and be shown your approval amount and terms.
- Then come back and shop within your budget.
- Select Terrace Finance at checkout to use your approval toward your purchase and finalize.
- Make payments to the provider you were matched with according to the terms you selected.
Shop first, then apply
- Browse and add items to your cart
- Select Terrace Finance at checkout and complete the application to see your offer.
- Once your application is processed and approved, your purchase can be finalized
- Make payments to the provider you were matched with according to the terms you selected.
Why Terrace Finance?
Spread Payments
Over Time
Allow your purchase to fit within your budget by spreading payments over time.
All Credit Profiles Considered
Terrace’s network of multiple payment solution providers increases your chances of approval over single-lender providers (even if you have less-than-perfect credit).
Pay Off Early
& Save
A variety of early payoff options are available depending on the provider you are matched with.