Credit Pull Policy
Authorization to Pull Credit
During the application process, Terrace Finance Corp (“us,” “we,” or “our, “Terrace”) will pull your credit report through a soft inquiry that will not affect your credit score.
After that, any of our subsidiaries, affiliates, partners and/or contractors that are part of our platform may pull your credit report through a hard inquiry if necessary for their credit decision, which may affect your credit score.
By proceeding with the application, you are authorizing and giving written instructions to us and to any of our subsidiaries, affiliates, partners and/or contractors that are part of our platform, to obtain information from your personal and business (if applicable) credit profile or other relevant information, subject to the Fair Credit Reporting Act.
Should you have any questions or comments regarding this Policy or our compliance with this Policy, please contact us immediately via telephone at 888-509-1370 or email at firstname.lastname@example.org.