I (we) authorize Terrace Finance, its Assigns, and/or their Lenders to obtain information in connection with this application, including credit inquiries/reports, employment history and any other information necessary to evaluate credit. Upon request, I (we) will be informed as to whether or not a credit report was requested by Terrace Finance in conjunction with this application and if a report was requested. I (we) will be informed the name and the address of the consumer reporting agency that furnished the report. Furthermore, this application shall remain the property of Terrace Finance. Terrace Finance is not a lender. We route applications through our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 or older to apply.