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Section 179 teacher
1 Oct 2020

Tax Relief for Businesses: Section 179 Explained

by John Papadopoulos | posted in: Business Owner Tips |

What is section 179 of the tax code? If you own a business that needs to buy equipment, then you really should know what Section 179 of the tax code is and how you can use it to your advantage. Section 179 is a very straightforward tax incentive for small … Read More

business, calculator, equipmentfinancing, section179, smallbusiness, taxdeduction, taxes, taxtips
25 Aug 2020

The Leverage You May be Overlooking in Your Search for Commercial Financing

by John Papadopoulos | posted in: Business Owner Tips |

In turbulent times like these, even strong, stable businesses can experience credit challenges that make it harder for them to get the equipment they need. As lenders tighten their belts, restrict lending to some types of businesses, and reduce the range of acceptable credit ratings, reasonable lending options can be … Read More

Sun breaking through the clouds
2 Apr 2020

Frequently Asked Questions about the SBA Disaster Relief Programs for Small Businesses

by John Papadopoulos | posted in: Business Owner Tips |

On Friday, March 27, the CARES Act was signed into law providing $349 billion in small business stimulus funding by way of the Paycheck Protection Program (PPP) with a goal of preventing business failures and job loss resulting from the COVID-19 crisis. The CARES Act also expanded the Economic Injury … Read More

Parachuter
24 Mar 2020

Is an SBA Economic Injury Disaster Loan for You?

by John Papadopoulos | posted in: Business Owner Tips |

It was just 2 ? weeks ago that the Coronavirus started to make news in the US. Now the enormity of the health crisis facing our country and the effect it is having on our economy has become apparent. This was impossible to predict and difficult to plan for. Small … Read More

disaster relief, SBA loans
government buildings
18 Dec 2019

Distinguishing Capital Projects from Maintenence Needs

by admin | posted in: Municipal Tips, Terrace Finance University |

A capital improvement plan (CIP) is a dynamic community planning and fiscal management tool used to coordinate the location, timing, and financing of capital improvements over a multi-year period. However, many expenditures are not part of the CIP. It is important to distinguish between a capital project to be included … Read More

15 Oct 2019

Consumer Lease Financing with Terrace: How It Works

by Robin Eitel | posted in: Consumer Tips, Terrace Finance University |

For many consumers, the purchase of a medium to big-ticket item can be challenging to afford all at once. A lease is an appealing alternative for customers who are looking to pay over time for a product. Leases offer lower interest rates than most credit cards, and cover purchases for … Read More

consumer credit, leasing

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Terrace Finance is not a lender.  We are committed to helping our merchants and their customers find payment solutions for the things they need.  Our application portal offers access to a variety of lending institutions for consumer, commercial and municipal transactions.  Through one simple application, Terrace Finance works to find payment solutions for all customers regardless of credit profile.

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