Apply for Financing
Consumer
Financing for Purchases of $200-$15,000
If you haven’t selected a merchant yet, submit this application to be considered for multiple programs. If you do know your merchant, apply through their store link. The best lender match for your needs will be presented shortly.
Commercial
Equipment Financing for Transactions of $5,000 and UP
Submit this 1-page application to get the ball rolling on your equipment purchase. Once completed, a Terrace team member will contact you shortly with next steps.
Working Capital
Working Capital, AR Financing,
Lines of Credit
Submit this 1-page application to get the ball rolling on your business credit application. Once completed, a Terrace team member will contact you shortly with next steps.
Municipal
Government Transactions of $15,000 and Up
Submit this 1-page application to get the ball rolling on your municipal application for your government entity. Once completed, a Terrace team member will contact you shortly with next steps.
Economic Disaster SBA Loans
Terrace Finance is currently suspending processing new applications for SBA EIDL and PPP because the US Government programs have run out of money and will not accept additional applications. We will resume processing applications if additional funding is approved by Congress.
We are still taking applications and will put them in a queue for when we can resume processing. In the meantime, we might be able to help with your financing needs through other programs – please call us to discuss your situation.