By submitting this application, I (we) is (are) providing an Electronic Signature. An electronic signature, or e-signature, is any electronic means that indicates either that a person adopts the contents of an electronic message, or more broadly that the person who claims to have written a message is the one who wrote it (and that the message received is the one that was sent by this person). I (we) each individually as principals and/or guarantors of the Obligor, and on behalf of the Obligor (individually and collectively Applicant), hereby affirm that the foregoing information contained in this Credit Application is presented for the purpose of obtaining or maintaining credit as of the date indicated and is true, complete and correct. Terrace Finance, its affiliates, successors, designees or assigns is/are authorized to have this information verified and for consumer credit reports to be obtained. Applicant understands Terrace Finance Corp (Lender or Lessor) is relying on this statement of our financial condition in extending or continuing to extend credit to Applicant.

Terrace Finance Corp | 2580 Anthem Village Drive | Henderson, NV | 89052