Financing for All Kinds of Buyers

Consumer

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Personal & Small Business Transactions of $200-$15,000

Commercial

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Business Transactions of $5,000 and Up

Municipal

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Government Expenditures of $15,000 and Up

Why Terrace Finance?

ALL CREDIT PROFILES CONSIDERED
ANY DOLLAR AMOUNT ABOVE $200
PERSONAL, COMMERCIAL, & MUNICIPAL
NETWORK OF FINANCING COMPANIES TO MATCH YOUR NEED
MANY LENDING PRODUCTS INCLUDING WORKING CAPITAL & FLOORPLANNING
MULTI ITEM BUNDLING AVAILABLE

How is Terrace Different?

We’re a multi-lender platform.

What does that mean? It means you don’t have to shop around for financing, filling out multiple applications directly to lenders to have access to a range of financing options or to find a good deal. Terrace Finance saves you time and aggravation by sourcing your single application to the right lender based on your needs and the lender’s criteria. Because we are not a lender ourselves but represent a range of lenders curated to serve the full credit spectrum of customers, we cover more bases and can boast a higher chance of approval than any single-lender platform can. We handle consumer, commercial and municipal needs as well as the quirks of niche industries without batting an eye.

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It’s not just about the technology.

Even though we’re jazzed about the intelligent decision engine and document management system we’ve designed, we still believe in the personal touch. At Terrace Finance, our expert customer service team is just as important as the technology. Available for extended hours, they can help whenever customers or merchants get stuck, have questions, or are uncomfortable with the process. Commercial and municipal transactions are assigned an account representative that walks the customer through from application to funding.

We can help you shop.

Interested in a specific item or brand, but not sure where to go? We can refer you to a merchant in your area who sells it. We have a rapidly growing network of merchants, both brick & mortar and online, linked to our platform selling all kinds of products. However, you aren’t limited to our merchant network. We have a 98% success rate working with off-network retailers chosen by customers. As long as the retailer is willing to submit an invoice to your lender match, we can complete the transaction. And don’t worry, we can help them with that too!

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An Intro to our Consumer Application…